Founded in 2020, Credit Education Consultants has helped hundreds of individuals regain control of their financial futures by improving their credit scores. Our team of experienced Credit Education Consultants, Inc. experts and financial counselors is dedicated to providing transparent, ethical, and effective services.
We begin with a no-obligation consultation to assess your credit health and discuss your goals.
Identify inaccuracies which cause a negative impact on your credit score.
We create a personalized Credit Education plan tailored to your unique situation.
We communicate directly with credit bureaus and creditors to challenge inaccuracies and errors on your behalf.
You’ll receive regular updates as we work to improve your credit score.
We conduct a thorough review of your credit reports from all three major credit bureaus—Experian, Equifax, and TransUnion—to identify inaccurate or misleading items that could be dragging your score down.
Our team works with creditors and the credit bureaus to challenge and remove negative marks, such as late payments, charge-offs, and collection accounts.
We provide personalized strategies to manage and reduce your debt while improving your credit profile.
Stay on top of changes to your credit with our monitoring services, providing alerts to any suspicious activities or updates to your credit report.
Access our financial literacy resources, including webinars, blogs, and one-on-one counseling, to understand how to maintain a healthy credit score long-term.
Choose the plan that best fits your credit repair needs and budget
| Model | Description | Payment Structure | Best For | Key Features | Action |
|---|---|---|---|---|---|
| Model 1 – Monthly Subscription | Pay monthly for a set number of items disputed each cycle (30–45 days). | $149 – $399/month depending on tier (3–10 items per cycle). | Clients with a smaller number of items or who prefer manageable monthly payments. | Predictable monthly cost, flexible cancellation, credit coaching included. | Learn More |
| Model 2 – Flat Fee Plan | Pay once, unlimited disputes for a set time period. | $2,500 – $5,000 depending on tier (3–18 months). | Clients with many negative items or complex cases who want cost certainty. | Unlimited disputes, coaching throughout, status reviews included. | Learn More |
| Model 3 – Pay-Per-Item | Pay only for each disputed item you select. | $25 – $200 per item depending on complexity. | Clients with just a few issues or those who want to control exactly what's disputed. | Transparent per-item pricing, optional add-ons (debt validation, goodwill letters). | Learn More |
| Model 4 – Pay Upon Deletion | Pay only when items are successfully removed. | $25 – $250 per successfully deleted item (retainer required). | Clients who want results-based billing and escrow protection. | Retainer held in trust/escrow, only pay for confirmed deletions, high accountability. | Learn More |
Chief Executive Officer
Chief Technology Officer
Human Resources Department Manager
Operation Manager
Accounts Payable Specialist
