Find Your Perfect Solution
We offer flexible pricing models to fit your needs and budget. Choose the approach that works best for you.
Monthly Plans
For flexible maintenance and ongoing credit improvement. Predictable monthly billing with the ability to cancel anytime.
- Flexible monthly billing
- Cancel anytime
- Ongoing support and monitoring
Flat Fee
For aggressive results. One-time payment covers comprehensive credit repair with unlimited disputes across all bureaus.
- One-time payment
- Unlimited disputes
- Faster resolution timeline
Pay for Results
Escrow protection model. Pay only when negative items are successfully deleted. Your funds are protected until results are delivered.
- Escrow protection
- Pay only for deletions
- Highest trust model
Our Team
Meet the Leadership
Dedicated to integrity, transparency, and your financial success.
Vernon Holmes
Chief Executive Officer
With over a decade of experience in financial services, Vernon leads with integrity and a commitment to transparency. His vision ensures every client receives honest guidance and ethical service delivery.
Deepak Kumar
Chief Technology Officer
Deepak brings technological innovation and transparency to our platform. His expertise ensures secure, user-friendly systems that keep clients informed every step of the way.
About Us
More Than Just Credit Repair
Since 2020, we have helped hundreds of families turn denials into approvals. We combine aggressive dispute tactics with personalized education to ensure your score doesn't just go up—it stays up.
CROA Compliant
We operate in full compliance with the Credit Repair Organizations Act (CROA). Your rights are protected, and we maintain the highest standards of ethical practice.
No Hidden Fees
Complete transparency in pricing. What you see is what you pay. No surprises, no hidden charges, no fine print. We believe in honest, upfront communication.
"We fight for your financial future so you don't have to."
Our mission is to empower you with the knowledge, tools, and legal leverage needed to achieve lasting financial freedom. Every strategy is customized, every letter is unique, and every client matters.
Why Choose Credit Education Consultants?
We combine technology with expert human strategy.
Certified FICO® Experts
Specialized consultants who understand the laws (FCRA/FDCPA).
Custom Strategy
No templates. Custom letters written for your unique credit report.
Rapid Improvement
Our 3-bureau audit identifies quick wins to boost your score fast.
Zero-Risk Evaluation
Start your free analysis today. No obligation.
Start NowFree Credit Guide
Download our free ebook and learn credit repair secrets.
Download NowThe Process
Your Path to 700+ Starts Here
Analysis & Audit
We pull your 3-bureau reports, identify errors, and build a custom attack plan.
Dispute & Challenge
We send legal challenges to bureaus and creditors. You track everything in our portal.
Results & Rebuild
Negative items fall off. We optimize your credit mix to maximize your new score.
Comprehensive Financial Services
We tackle every angle of your financial health, from errors on your report to aggressive debt collectors.
Debt Harassment Defense
Stop the calls. We enforce the FDCPA to stop illegal collector harassment.
Student Loan Help
Navigate consolidation, rehabilitation, and forgiveness options.
Credit Monitoring
Real-time alerts for changes to your file to prevent identity theft.
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What Our Clients Say
Real stories from real people who have transformed their financial futures.
"I was skeptical at first, but Credit Education Consultants exceeded my expectations. They removed 8 negative items and my score went from 580 to 720 in just 6 months."
Jennifer S.
From ConsumerAffairs
"After years of trying to fix my credit on my own, I finally got professional help. Best decision I ever made! I was able to buy my first home thanks to the credit improvement."
Michael R.
From Google Reviews
"The transparency and education component is what sold me. They didn't just fix my credit—they taught me how to maintain it. My score has stayed above 750 for over a year now."
Amanda L.
From Trustpilot