Whether you prefer a monthly subscription, a one-time flat fee, or paying per deletion, we have a model that fits your budget.
Our monthly subscription model offers a flexible, predictable approach to credit repair with transparent pricing and cancellation options.
Best for: Clients with minor or limited issues.
Best for: Clients with moderate number of inaccuracies.
Best for: Clients with mixed small + moderate issues.
Best for: Clients requiring faster progress & higher volume.
One complete round of disputes (30–45 days). Results are reviewed at the end of each cycle.
Lower entry cost, predictable billing.
Item caps may extend timeline for large files.
Our monthly subscription model is appropriate for individuals with fewer negative items or who prefer to spread costs over time. It's best suited to clients who value lower upfront financial commitment and are comfortable with a stepwise approach to credit repair.
Take Our Quiz Get Free ConsultationInstead of being limited by item count per cycle, this model covers all negative and inaccurate items on your reports. Work is performed continuously for the selected duration.
Best for: Smaller files wanting aggressive short-term action.
Best for: Moderate/complex files requiring multiple cycles.
Best for: Larger files with moderate/severe derogatories.
Best for: Comprehensive coverage for heavily damaged files.
Best for: Highly complex cases (Bankruptcy, Liens, Judgments).
The Flat Fee model is ideal for clients who want comprehensive coverage without monthly billing. Best suited for individuals with multiple negative items who prefer a one-time payment and want all items addressed without item count limitations.
Take Our Quiz Get Free ConsultationClients are charged a fixed per-item fee. Billing occurs only after the dispute is submitted.
Pay-per-item is suitable for clients with a limited number of negatives or those who only want specific accounts challenged. Best for individuals seeking transactional control over what is disputed and when. Particularly useful when a client wishes to prioritize high-impact accounts first.
Take Our Quiz Get Free ConsultationClients are charged only after a negative item is successfully deleted. A retainer is required and held in Escrow.
Pay-Upon-Deletion is best for clients who want maximum accountability and the security of knowing they only pay when results are achieved. Suitable for individuals with significant negative items who are prepared to fund a retainer upfront but want escrow protection. Strong option for clients skeptical of monthly or upfront billing models.
Take Our Quiz Get Free ConsultationBureau freezes, monitoring linkage, account setup, and 1 personal info correction.
Disputes (up to 6 items), monitoring, and monthly progress meeting.
For items in excess of monthly limits.
One-on-one sessions for improvement.
Negotiating with creditors to lower balances.
Escalated removal of unauthorized inquiries.
Custom plan for building/rebuilding credit.
Correcting personal info/mistakes.